TrYING TO DO AFFILIATE MARKETING ON THE INTERNET

I have been researching doing affiliate marketing using click bank products.  Some of the GURU’s I’ve listened to make it sound very simple but when I tried putting together a free package I received I got confused.  Is anyone else having the same difficulties as me?

Posted via web from Thomas's posterous

KNOW YOUR STATES FORECLOSURE TIMELINES

COMMON FORECLOSURE OPTIONS

 

People facing foreclosures do have options.  Some of these options may or may not be available to you, it will depend on your situation and since each situation is different you should explore all of the options.

 

When I got into trouble that’s exactly what I did.  Remember you can’t wait to start this process; time is not on your side.  The worst thing you can do is to ignore the situation altogether.  Many homeowners wait till the last minute to try and save their homes and at that point its too late for anyone to help.  Every state has a timeline for foreclosures, if you would like to find your states timeline go to: www.realtytrac.com/foreclosure-laws

Once you get this information you can work out your game plan.

 

My next post:  How I started the process.

Posted via web from Beacon Solutions Foreclosure Prevention

HOW I STOPPED MY FORECLOSURE

FACING FORECLOSURE:  WHAT TO DO?

 

Foreclosure is a very emotional event and homeowners who let their emotions get the better of them can make decisions that will cost them dearly.

 

Whether you have been facing financial problems for some time, or you are in a temporary situation because of injury, job loss, downsizing, divorce or other set backs you need to understand what options are available for you.

 

I understand what you are going through.  I am a home inspector and when the real estate market took a nose dive 2 years ago my business went down the tubes with it.  I went from doing 10-12 home inspections a week to doing 1-2 inspections a week.  In addition to my financial problems my wife was diagnosed with cancer and for almost six months we lost her income.  I know what it feels like when the phone rings and you get that horrible feeling in your gut because you know it’s another creditor bugging you about missed or late payments.  Its not that you don’t want to pay, you just don’t have any money to make those payments.

 

In my next post I’ll tell you how I found ways to deal with my situation and how you can help yourself and your family avoid foreclosure.

Posted via web from Beacon Solutions Foreclosure Prevention

How to "FOOL" a home inspector...So you want to sell your home.

Its time to sell your home.  Here’s the typical scenario.  You put your home up for sale and someone finally makes you an offer.  There is a good chance the buyer will get a home inspection.  You have be putting off repairs and maintenance on your home and you know the home inspector will find a ton of things wrong and you’ll be paying out a bundle of money for those repairs.

 

I’m a home inspector so I’ll use myself as an example.  In 16 years as an inspector with very few exceptions I always have a list of items that need attention; sometimes the list is very large.

 

The object of this post is not to cheat anyone but to minimize the amount of money or concessions you will be making.

 

The main items most buyers are concerned with are the high priced items such as the heater, hot water heater, roof, air conditioner, kitchen and bathrooms.  I will concentrate on these items first and then we will talk about the little nickel and dime items that many buyers focus on.

 

On my next post we will start with the roof.

Posted via web from How to "fool" a home inspector

Do Banks Get It?

Do banks get it? It seems as if banks just don't understand how to help us. I'm not sure why but they want to make things harder instead of easier. They take government money to help families in financial trouble and only frustrate them. Watch this video and see how even a US congresswoman gets totally frustrated when dealing with a bank on behalf of her constituants. http://www.beaconforeclosuresolutions.com/ The banks know if they don't structure the loan modification properly that most of these families will fall into default within one year.



The next step if the modification doesn't work is a short sale or the worst secenario a bankruptcy.



On either a loan modification or a short sale they take months and there is no guarantee that the process will be favorable for the home owner. They continually put up road blocks for the legitimate investors who would like to buy and sell foreclosed homes. All this does in reality is slow the economic recovery and leaves homes on the market that would have a buyer waiting for them.



What can be done?



Let a professional help you with the loan modification, they can get you better terms.

See how its done, go to http://www.beaconforeclosuresolutions.com/ and get a free e-book on How to Save you home from Foreclosure.



Remember: Help is only a mouse click away. www.beaconforeclosuresolutions.com

Reverse Mortgages a Scam?

A reverse mortgage is a loan against the value of the home that is repaid when the borrower dies or sells the home. I just read that the number of federally insured reverse mortgages issued to senior citizens in the past three years has exceeded 325,000.
Consumer advocates caution that reverse mortgages should be used as a last resort especially due the high fees involved and the fact that the number of fraud cases is increasing. What a shame that after spending a lifetime living in a home, raising your family and grandchildren, that such a measure like a reverse mortgage must be taken.
Remember when Mom and Dad passed away there was always a little something left for the children. Now the children don't want the old folks around and look to put them in a home. Homes for the elderly however can cost well over $75,000 a year even for a no frills home. What other choices do the elderly have other than a reverse mortgage. According to AARP a home equity line of credit or even moving to a smaller apartment or house could be the solution.
No matter what your situation if your thinking of using a reverse mortgage you should get some counsiling from an organization such as AARP and think twice before taking action

What is a short sale

A short sale is when your lender agrees to take less than what you owe on your mortgage. Why would they even consider doing this? There is a possibility that if your home goes to foreclosure the bank may loose even more money than if they accept a short sale. Typically a real estate agent or an investor will negotiate with your lender and try to get them to take a discount. This is an extremely advanced method that should only be trusted with an experienced real estate agent or investor who is trained in doing short sales. Go to our web site to see the difficulties experienced by people who are not trained in doing short sales or loan mods, www.beaconforeclosuresolutions.com The short sale process may take several months to complete and there is no guarantee that the process will be successful. A short sale will negatively affect your credit, however it will not impact it as much as a foreclosure. The lender may also come after you for the difference between the discount and the amount you actually owe. All this sounds very intimidating but if you are behind in your mortgage payments a short sale will stop foreclosure, please don't lose your home to a foreclosure. There are also other alternatives for saving your home, go to www.beaconforeclosuresolutions.com and get you free e-book on saving your home. Time is short, don't wait another minute, help is available now!